When your Knights of Columbus agent calls to arrange your annual meeting, grant him that appointment.

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Annual Meetings
Help Assess Your
Future Needs

BY THOMAS P. SMITH JR.
EXECUTIVE VICE PRESIDENT
(AGENCIES AND MARKETING)

In two of the last three years - around this time - the impending high school graduations of my children have reminded me that time does indeed fly, and the future will be here quicker than I think.

No graduations in the Smith family this year - perhaps your family is celebrating one - but the reminders that time flies are all around us just the same. The future really will be here quicker than we think. Will you be ready?

If you meet annually with your professional Knights of Columbus agent, and address the needs that his analysis uncovers, the answer - at least financially - will be "Yes." During that annual visit, your agent will take the time to review your needs, goals and budget, and he will recommend a program of life insurance, long-term care insurance and guaranteed income annuities that will help you rest easy.

My two oldest children are in college, and their younger sister will follow soon after. Fortunately, and due largely to the professional guidance provided by our good Knights of Columbus agent, my wife and I will be able to afford those three college educations, even if something should happen to us.

Paying for college is one of my family's current needs, but it may not be one of your's. You may be concerned about a comfortable, worryfree retirement; or about needing costly long-term care that could deplete your hard-earned assets; or about having something to leave your children or grandchildren.

Whatever your financial needs and concerns, your professional Knights of Columbus agent can help. When he calls to arrange your annual meeting, grant him that appointment. Or, better yet, give him a call yourself. You'll be glad you did.

To identify your professional Knights of Columbus agent, visit "Find an Agent" at <a href="http://www.kofc.org:>www.kofc.org.